/* Homepage-only reconstruction. Original Effra weights, isolated from all inner pages. */
@font-face {
	font-family:Effra Home;src:url('assets/fonts/EffraCorp-Light.ttf') format('truetype');font-weight:300;font-style:normal;font-display:swap
}

@font-face {
	font-family:Effra Home;src:url('assets/fonts/EffraCorp-Regular.ttf') format('truetype');font-weight:400;font-style:normal;font-display:swap
}

@font-face {
	font-family:Effra Home;src:url('assets/fonts/EffraCorp-Medium.ttf') format('truetype');font-weight:500;font-style:normal;font-display:swap
}

@font-face {
	font-family:Effra Home;src:url('assets/fonts/EffraCorp-Bold.ttf') format('truetype');font-weight:700;font-style:normal;font-display:swap
}

.home-refined {
	font-family: 'Effra Home',Arial,sans-serif;
	font-size: 16px;
	font-weight: 400;
	color: #111;
	--orange: #ff8200;
	--h-green: #a4c519;
	--h-teal: #32766c;
	--h-ease: cubic-bezier(.25,1,.3,1);
	-webkit-font-smoothing: antialiased
}

.home-refined button,.home-refined input,.home-refined select {
	font-family: inherit
}

.home-refined strong,.home-refined b {
	font-weight: 700
}

.home-refined h1,.home-refined h2,.home-refined h3,.home-refined p {
	letter-spacing: 0
}

.home-refined #header {
	box-shadow: 0 4px 18px #00000006
}

.home-refined .utility {
	background: #f0f0f0
}

.home-refined .utility-inner {
	width: 91%;
	max-width: 1440px;
	height: 32px;
	gap: 20px
}

.home-refined .utility-links {
	gap: 28px;
	align-items: center
}

.home-refined .utility-links>a {
	font-size: 12px;
	line-height: 1;
	color: #444;
	white-space: nowrap
}

.home-refined .utility-links>a:hover,.home-refined .utility-links .h-help-link {
	color: var(--orange)
}

.home-refined .grid-button {
	display: none
}

.home-refined .country {
	font-size: 12px;
	gap: 10px;
	color: #444;
	padding: 0
}

.h-chevron {
	width: 4px;
	height: 4px;
	border: solid currentColor;
	border-width: 0 1px 1px 0;
	transform: rotate(45deg);
	margin-left: 3px
}

.h-mobile-country {
	display: none
}

.home-refined .main-nav {
	height: 56px;
	width: 100%;
	max-width: 1600px;
	margin: auto;
	gap: 0
}

.h-logo {
	flex: 0 0 13.5%;
	padding: 0 16px;
	display: flex;
	align-items: center
}

.h-logo img {
	width: 145px;
	height: auto;
	object-fit: contain
}

.home-refined #desktopNav {
	margin: 0;
	gap: 0;
	align-items: stretch;
	height: 100%;
	flex: 1
}

.home-refined .nav-group {
	position: relative;
	padding: 0 15px;
	gap: 0
}

.home-refined .nav-group>a {
	padding: 0;
	font-size: 15px;
	display: flex;
	align-items: center;
	height: 100%;
	line-height: 1;
	position: relative
}

.home-refined #desktopNav .nav-group button {
	font-size: 10px;
	padding: 0 0 0 4px;
	width: 12px;
	border: 0;
	opacity: 0;
	transition: opacity .2s
}

.home-refined .nav-group:hover button,.home-refined .nav-group:focus-within button {
	opacity: 1
}

.home-refined .nav-group:has(>a[aria-current]):after {
	content: '';
	position: absolute;
	bottom: 0;
	left: 0;
	right: 0;
	height: 4px;
	background: var(--orange)
}

.home-refined .nav-group>a[aria-current] {
	color: #111
}

.home-refined .nav-actions {
	height: 100%;
	gap: 0
}

.home-refined .bank-button {
	height: 100%;
	padding: 0 15px;
	background: var(--orange);
	color: white;
	border: 0;
	display: flex;
	gap: 6px;
	align-items: center;
	font-size: 15px;
	white-space: nowrap
}

.home-refined .bank-button svg,.home-refined .menu-button svg {
	fill: none;
	stroke: currentColor;
	stroke-width: 1.3
}

.home-refined .bank-button:hover {
	background: #c87229
}

.home-refined .search-button {
	height: 100%;
	width: 160px;
	background: #f0f0f0;
	display: flex;
	align-items: center;
	justify-content: space-between;
	padding: 0 12px;
	font-size: 15px
}

.home-refined .search-button svg {
	width: 18px;
	height: 18px
}

.home-refined .menu-button {
	display: none
}

.home-refined .nav-panel {
	top: 100%;
	max-height: calc(100dvh - 88px);
	border-top: 0
}

.home-refined .panel-content {
	padding: 30px 0 35px
}

.home-refined .panel-content h3 {
	font-size: 28px;
	font-weight: 300;
	letter-spacing: 0
}

.home-refined .panel-grid a {
	font-size: 16px;
	padding: 15px 20px;
	background: #f6f6f6
}

.home-refined .panel-grid a:nth-child(4){
	color:#f60;
}

.home-refined .panel-grid a:hover {
	background: #f5e8db;
	color: #a74c08
}

.home-refined .panel-content {
	animation: h-menu-in .3s var(--h-ease)
}

@keyframes h-menu-in {
	from {
		opacity: 0;
		transform: translateY(-10px)
	}

	to {
		opacity: 1;
		transform: translateY(0)
	}
}

.h-container {
	width: 88%;
	max-width: 1230px;
	margin: 0 auto
}

.h-hero {
	height: 46.25vw;
	max-height: 800px;
	position: relative;
	overflow: hidden;
	background: #f1f1f1;
	touch-action: pan-y;
	isolation: isolate
}

.h-hero-images,.h-hero-image {
	position: absolute;
	inset: 0;
	overflow: hidden
}

.h-hero-image {
	visibility: hidden;
	z-index: 0
}

.h-hero-image.is-active {
	visibility: visible;
	z-index: 1
}

.h-hero-image.is-entering {
	visibility: visible;
	z-index: 2
}

.h-hero-image img {
	width: 100%;
	height: 100%;
	object-fit: cover;
	object-position: center
}

.h-hero-image.is-shaded:after {
	content: '';
	position: absolute;
	inset: 0;
	background: linear-gradient(90deg,#0005,transparent 75%)
}

.h-slant {
	width: 10px;
	height: 400px;
	position: absolute;
	background: #e88b2e;
	top: -13%;
	left: 0;
	transform: rotate(40deg);
	z-index: 4;
	pointer-events: none
}

.h-hero-caption {
	position: absolute;
	left: 10%;
	top: 21%;
	width: 55%;
	z-index: 5;
	color: #111
}

.h-hero[data-theme=light] .h-hero-caption {
	color: white
}

.h-hero h1 {
	font-weight: 300;
	font-size: clamp(34px,3.33333vw,62px);
	line-height: .98;
	margin: 0 0 22px;
	letter-spacing: -.5px
}

.h-hero h1 strong {
	font-weight: 700
}

.h-hero h1 .h-amex-title {
	font-size: .58em;
	line-height: 1.2;
	display: inline-block;
	margin-top: 12px
}

.h-hero-caption>p {
	font-size: clamp(14px,1.11111vw,18px);
	line-height: 1.75;
	max-width: 500px;
	margin: 0 0 22px;
	font-weight: 400
}

.h-hero[data-compact=true] .h-hero-caption>p {
	font-size: 12px;
	max-width: 450px
}

.h-accent {
	color: #e88b2e
}

.h-button {
	border: 1px solid currentColor;
	display: inline-flex;
	align-items: center;
	justify-content: center;
	font-size: 15px;
	line-height: 1;
	padding: 10px 14px;
	min-height: 38px;
	position: relative;
	overflow: hidden;
	isolation: isolate;
	background: transparent;
	text-transform: none;
	font-weight: 400;
	transition: color .25s,border-color .25s
}

.h-button:before {
	content: '';
	position: absolute;
	inset: 0;
	transform: translateX(-101%);
	background: var(--orange);
	z-index: -1;
	transition: transform .4s var(--h-ease)
}

.h-button:hover,.h-button:focus-visible {
	border-color: var(--orange);
	color: white
}

.h-button:hover:before,.h-button:focus-visible:before {
	transform: translateX(0)
}

.h-hero[data-filled=true] .h-button {
	background: var(--orange);
	border-color: var(--orange);
	color: white
}

.h-hero-navigation {
	position: absolute;
	left: 10%;
	right: 10%;
	bottom: 11%;
	z-index: 6;
	display: flex;
	justify-content: space-between;
	align-items: center
}

.h-progress-dots {
	display: flex;
	gap: 10px;
	align-items: center
}

.h-progress-dots button {
	width: 31px;
	height: 22px;
	border: 0;
	padding: 0;
	position: relative;
	background: transparent;
	overflow: hidden
}

.h-progress-dots button:before {
	content: '';
	position: absolute;
	left: 0;
	right: 0;
	top: 10px;
	height: 4px;
	background: #ffffffbb;
	box-shadow: 0 0 1px #0004
}

.h-progress-dots button i {
	position: absolute;
	left: 0;
	top: 10px;
	width: 100%;
	height: 4px;
	background: var(--orange);
	transform: scaleX(0);
	transform-origin: left;
	z-index: 1
}

.h-hero[data-theme=dark] .h-progress-dots button:before {
	background: #adadad70
}

.h-playback {
	display: flex;
	align-items: center;
	gap: 9px;
	color: white;
	opacity: 0;
	transition: opacity .25s
}

.h-hero:hover .h-playback,.h-hero:focus-within .h-playback {
	opacity: 1
}

.h-playback button {
	height: 28px;
	min-width: 28px;
	padding: 0;
	font-size: 28px;
	line-height: 1;
	background: #0003;
	color: white
}

.h-playback svg {
	width: 18px;
	height: 18px;
	fill: none;
	stroke: currentColor;
	stroke-width: 1.5;
	vertical-align: middle
}

.h-hero[data-theme=dark] .h-playback {
	color: #222
}

.h-sr-only {
	position: absolute;
	width: 1px;
	height: 1px;
	margin: -1px;
	padding: 0;
	overflow: hidden;
	clip: rect(0,0,0,0);
	white-space: nowrap
}

.h-quick {
	width: 90%;
	max-width: none;
	margin: -37px auto 0;
	position: relative;
	z-index: 7;
	filter: drop-shadow(0 20px 20px #0000000b)
}

.h-quick-track {
	display: flex;
	overflow: hidden;
	background: var(--h-green);
	clip-path: polygon(0 0,100% 0,97.5% 100%,0 100%)
}

.h-quick a {
	flex: 0 0 25%;
	min-width: 0;
	padding: 19px 30px 23px;
	display: flex;
	flex-direction: column;
	border-right: 1px solid #ffffff70;
	min-height: 160px;
	color: #070707;
	position: relative;
	transition: background .35s
}

.h-quick a:last-child {
	padding-right: 55px;
	border: 0
}

.h-quick a:hover {
	background: #bbcf5a
}

.h-quick img {
	height: 43px;
	width: 45px;
	object-fit: contain;
	object-position: left;
	margin-bottom: 12px;
	transition: transform .4s var(--h-ease)
}

.h-quick a:hover img {
	transform: translateY(-4px)
}

.h-quick strong {
	font-size: 17px;
	line-height: 1.25;
	margin-bottom: 4px
}

.h-quick a>span {
	font-size: 15px;
	line-height: 1.25;
	max-width: 250px
}

.h-news {
	margin-top: 28px;
	background: #faf1eb
}

.h-news-inner {
	height: 36px;
	display: flex;
	position: relative;
	align-items: center;
	padding-left: 10%;
	overflow: hidden
}

.h-news strong {
	flex: 0 0 140px;
	font-size: 12px;
	color: #444;
	font-weight: 400;
	z-index: 2;
	background: #eee;
	height: 36px;
	display: grid;
	place-items: center;
	margin-left: -10vw;
	padding-left: 10vw;
	box-sizing: content-box
}

.h-news-slash {
	height: 46px;
	width: 7px;
	transform: rotate(30deg);
	background: #e88a3d;
	z-index: 3;
	flex-shrink: 0;
	margin: 0 14px 0 -3px
}

.h-news-window {
	overflow: hidden;
	flex: 1
}

.h-news-track {
	display: flex;
	gap: 65px;
	width: max-content;
	animation: h-ticker 55s linear infinite
}

.h-news-track a {
	font-size: 12px;
	color: #444;
	text-transform: uppercase;
	white-space: nowrap
}

.h-news-window:hover .h-news-track,.h-news-window:focus-within .h-news-track {
	animation-play-state: paused
}

@keyframes h-ticker {
	to {
		transform: translateX(-50%)
	}
}

.h-stripe {
	height: 6px;
	background: linear-gradient(90deg,#294f84 35%,#b8422a 35%,#b8422a 65%,#a5bd3c 65%,#a5bd3c 85%,#dc8439 85%,#dc8439 95%,#39766d 95%)
}

.h-section-intro {
	text-align: center
}

.h-section-intro h2 {
	font-weight: 300;
	font-size: clamp(28px,2.2222vw,36px);
	line-height: 1.15;
	margin: 0 0 12px
}

.h-section-intro h2 strong {
	font-weight: 700
}

.h-section-intro>p {
	font-size: 15px;
	line-height: 1.5;
	max-width: 720px;
	margin: 0 auto
}

.h-ways {
	padding: 43px 0 116px;
	background: #eee
}

.h-carousel-shell {
	position: relative
}

.h-way-viewport {
	overflow: hidden;
	max-width: 100%;
	margin: 36px auto 0
}

.h-way-track {
	display: flex;
	transition: transform .65s var(--h-ease);
	will-change: transform
}

.h-way {
	flex: 0 0 calc(100% / 6);
	position: relative;
	isolation: isolate;
	display: flex;
	flex-direction: column;
	justify-content: center;
	align-items: center;
	gap: 12px;
	height: 200px;
	color: #111;
	overflow: hidden
}

.h-way-photo {
	position: absolute;
	inset: 0;
	width: 100%;
	height: 100%;
	object-fit: cover;
	filter: brightness(.56);
	clip-path: circle(0% at 50% 50%);
	transition: clip-path .5s var(--h-ease);
	z-index: -1
}

.h-way-icon {
	height: 80px;
	width: 80px;
	display: flex;
	align-items: center;
	justify-content: center;
	transition: transform .3s var(--h-ease)
}

.h-way-icon svg {
	max-height: 80px;
	max-width: 70px;
	width: auto
}

.h-way-label {
	font-size: 13px;
	line-height: 1.35;
	text-align: center;
	max-width: 115px;
	transition: color .25s
}

.h-way:hover .h-way-photo,.h-way:focus-visible .h-way-photo {
	clip-path: circle(125% at 50% 50%);
	transition-duration: 1s
}

.h-way:hover .h-way-icon,.h-way:focus-visible .h-way-icon {
	transform: scale(1.12)
}

.h-way:hover .h-way-label,.h-way:focus-visible .h-way-label {
	color: white
}

.h-way:hover svg [fill="#444444"],.h-way:focus-visible svg [fill="#444444"] {
	fill: white
}

.h-carousel-arrow {
	position: absolute;
	top: 50%;
	transform: translateY(-50%);
	width: 32px;
	height: 42px;
	z-index: 5;
	color: #444;
	display: grid;
	place-items: center;
	padding: 0;
	border: 0
}

.h-carousel-arrow svg {
	width: 24px;
	height: 24px;
	fill: none;
	stroke: currentColor;
	stroke-width: 1.4;
	transition: transform .25s
}

.h-carousel-arrow:hover {
	color: var(--orange)
}

.h-carousel-arrow:hover svg {
	transform: translateX(-3px)
}

.h-prev {
	left: -42px
}

.h-next {
	right: -42px
}

.h-next svg {
	transform: rotate(180deg)
}

.h-next:hover svg {
	transform: rotate(180deg) translateX(-3px)
}

.h-calculator {
	padding: 60px 0 64px;
	background: #141414;
	color: white
}

.h-calculator-heading {
	display: flex;
	justify-content: space-between;
	align-items: flex-end;
	gap: 40px;
	margin-bottom: 40px
}

.h-calculator-heading h2 {
	font-size: clamp(36px,3.33vw,52px);
	font-weight: 300;
	line-height: 1.12;
	margin: 0 0 18px
}

.h-calculator-heading h2>span {
	color: var(--orange)
}

.h-calculator-heading p {
	color: #b4b4b4;
	font-size: 16px;
	line-height: 1.65;
	margin: 0
}

.h-calculator-heading>small {
	font-size: 12px;
	color: #c6c6c6;
	white-space: nowrap;
	padding-bottom: 4px
}

.h-calculator-grid {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 24px
}

.h-salary-card {
	background: #202020;
	border-radius: 24px;
	padding: 40px;
	display: flex;
	flex-direction: column;
	min-height: 400px;
	border-top: 1px solid #ffffff04
}

.h-salary-card>label {
	display: flex;
	align-items: center;
	gap: 14px;
	font-size: 15px;
	margin: 0 0 25px
}

.h-salary-card>label>span {
	color: var(--orange);
	font-size: 13px
}

.h-salary-card i,.h-result-copy i {
	display: inline-block;
	width: 25px;
	height: 1px;
	background: #ffffff38
}

.h-salary-field {
	display: flex;
	align-items: center;
	border: 2px solid #383838;
	border-radius: 14px;
	padding: 15px 20px;
	transition: border-color .25s
}

.h-salary-field:focus-within {
	border-color: var(--orange)
}

.h-salary-field>span {
	font-size: 29px;
	font-weight: 700;
	color: var(--orange)
}

.h-salary-field input {
	min-width: 0;
	width: 100%;
	border: 0;
	background: none;
	color: white;
	font-size: 32px;
	font-weight: 500;
	outline: 0;
	padding: 0 10px;
	font-family: inherit;
	appearance: textfield
}

.h-salary-field input::-webkit-inner-spin-button {
	appearance: none
}

.h-input-hint {
	font-size: 12px;
	color: #aaa;
	margin: 12px 0 40px
}

.h-salary-card>button {
	background: var(--orange);
	color: white;
	border-radius: 13px;
	padding: 17px 20px;
	width: 100%;
	font-size: 15px;
	display: flex;
	justify-content: center;
	gap: 15px;
	margin-top: auto;
	transition: background .3s,transform .3s
}

.h-salary-card>button:hover {
	background: #ef9546;
	transform: translateY(-2px)
}

.h-calc-benefits {
	display: flex;
	justify-content: space-between;
	gap: 10px;
	font-size: 12px;
	color: #bbb;
	margin-top: 22px
}

.h-result-card {
	background: linear-gradient(115deg,#d58a45,#b86b2c);
	border-radius: 24px;
	padding: 40px;
	display: flex;
	align-items: center;
	gap: 30px
}

.h-gauge {
	position: relative;
	flex: 0 0 39%;
	max-width: 190px;
	aspect-ratio: 1
}

.h-gauge svg {
	width: 100%;
	height: 100%;
	transform: rotate(-90deg);
	fill: none;
	stroke-width: 12
}

.h-gauge circle {
	stroke: #ffffff38
}

.h-gauge circle.h-gauge-progress {
	stroke: white;
	stroke-dasharray: 320.45;
	stroke-dashoffset: 160.225;
	transition: stroke-dashoffset 1s var(--h-ease)
}

.h-gauge>div {
	position: absolute;
	inset: 0;
	display: flex;
	align-items: center;
	justify-content: center;
	flex-direction: column
}

.h-gauge strong {
	font-size: 36px;
	line-height: 1.1
}

.h-gauge span {
	font-size: 12px;
	margin-top: 5px
}

.h-result-copy {
	flex: 1;
	min-width: 0
}

.h-result-copy>p {
	display: flex;
	align-items: center;
	gap: 12px;
	font-size: 12px;
	white-space: nowrap;
	margin: 0 0 28px
}

.h-result-copy>strong {
	font-size: 40px;
	line-height: 1.1;
	display: block;
	overflow-wrap: anywhere;
	font-weight: 700;
	letter-spacing: -1px
}

.h-result-copy>small {
	display: block;
	font-size: 13px;
	line-height: 1.5;
	margin: 16px 0 22px
}

.h-result-copy>a {
	display: inline-flex;
	gap: 10px;
	align-items: center;
	background: #202020;
	border-radius: 13px;
	color: white;
	padding: 15px 18px;
	font-size: 14px;
	white-space: nowrap
}

.h-result-copy>a:hover {
	background: #111
}

.h-services {
	padding: 60px 0 56px
}

.h-services-viewport {
	margin-top: 35px;
	overflow: hidden
}

.h-services-track {
	display: flex;
	gap: 24px;
	transition: transform .65s var(--h-ease);
	will-change: transform
}

.h-service-card {
	flex: 0 0 calc((100% - 48px)/3);
	height: 350px;
	position: relative;
	background-image: var(--card-image);
	background-size: cover;
	background-position: center;
	display: flex;
	align-items: flex-end;
	padding: 15px;
	outline-offset: -3px;
	overflow: hidden
}

.h-service-glass {
	height: 132px;
	width: 100%;
	padding: 18px;
	background: radial-gradient(97.57% 210.75% at .9% 2.98%,#fff,#ffffff99);
	backdrop-filter: blur(20px);
	-webkit-backdrop-filter: blur(20px);
	transition: height .4s var(--h-ease);
	overflow: hidden
}

.h-service-reveal {
	transform: translateY(2px);
	transition: transform .6s var(--h-ease)
}

.h-service-reveal img {
	height: 42px;
	width: 45px;
	object-fit: contain;
	object-position: left;
	margin-bottom: 12px
}

.h-service-reveal h3 {
	font-size: 18px;
	font-weight: 500;
	line-height: 1.25;
	margin: 0 0 12px;
	color: var(--h-teal)
}

.h-service-reveal p {
	font-size: 15px;
	line-height: 1.4;
	margin: 0 0 15px;
	opacity: 0;
	transform: translateY(22px);
	transition: opacity .4s var(--h-ease),transform .6s var(--h-ease)
}

.h-service-reveal .h-button {
	color: #111;
	font-size: 14px;
	opacity: 0;
	transform: translateY(22px);
	transition: opacity .4s var(--h-ease),transform .6s var(--h-ease)
}

.h-service-reveal .h-button:hover {
	color: white
}

.h-service-card:hover .h-service-glass,.h-service-card:focus-within .h-service-glass,.h-service-card.is-open .h-service-glass {
	height: 255px
}

.h-service-card:hover .h-service-reveal p,.h-service-card:hover .h-button,.h-service-card:focus-within .h-service-reveal p,.h-service-card:focus-within .h-button,.h-service-card.is-open .h-service-reveal p,.h-service-card.is-open .h-button {
	opacity: 1;
	transform: none
}

.h-service-dots {
	display: flex;
	justify-content: center;
	gap: 9px;
	margin-top: 23px
}

.h-service-dots button {
	width: 40px;
	height: 20px;
	padding: 0;
	border: 0;
	background: none;
	position: relative
}

.h-service-dots button:before {
	content: '';
	height: 2px;
	position: absolute;
	top: 9px;
	left: 0;
	right: 0;
	background: #ccc;
	transition: background .25s,height .25s
}

.h-service-dots button[aria-pressed=true]:before {
	background: var(--h-teal);
	height: 4px;
	top: 8px
}

.h-closa {
	height: 400px;
	position: relative;
	overflow: hidden;
	max-width: 1600px;
	margin: auto
}

.h-closa-image {
	position: absolute;
	right: 0;
	top: 0;
	bottom: 0;
	width: 62%;
	background: url('assets/home/closa.jpeg') center/cover no-repeat;
	transition: transform 1.2s var(--h-ease)
}

.h-closa:hover .h-closa-image {
	transform: scale(1.025)
}

.h-closa-copy {
	width: 45%;
	height: 100%;
	position: relative;
	clip-path: polygon(0 0,100% 0,90% 100%,0 100%);
	background: var(--orange);
	display: flex;
	align-items: center;
	padding: 35px 7% 35px 10%;
	isolation: isolate
}

.h-closa-copy:before {
	position: absolute;
	inset: 0 10px 0 0;
	content: '';
	clip-path: polygon(0 0,100% 0,90% 100%,0 100%);
	background: var(--h-green);
	z-index: -1
}

.h-closa-copy p {
	font-size: 24px;
	line-height: 1.15;
	color: white;
	font-weight: 700;
	margin: 0 0 3px
}

.h-closa-copy h2 {
	font-size: 45px;
	font-weight: 700;
	color: white;
	line-height: 1;
	margin: 0 0 5px
}

.h-closa-copy h3 {
	font-size: 29px;
	line-height: 1;
	font-weight: 400;
	margin: 0 0 18px
}

.h-closa-copy .h-closa-description {
	font-weight: 400;
	font-size: 15px;
	color: #111;
	line-height: 1.5;
	margin: 0 0 22px;
	max-width: 300px
}

.h-explore {
	padding: 60px 0
}

.h-explore-grid {
	display: grid;
	grid-template-columns: repeat(3,1fr);
	gap: 25px;
	margin-top: 35px
}

.h-explore-card {
	position: relative;
	overflow: hidden;
	height: 370px;
	background: #ddd
}

.h-explore-card>img {
	height: 100%;
	width: 100%;
	object-fit: cover;
	transition: transform 1s var(--h-ease)
}

.h-explore-card:hover>img {
	transform: scale(1.04)
}

.h-explore-card>div {
	position: absolute;
	inset: auto 0 0;
	background: #ffffffed;
	padding: 22px 24px;
	transform: translateY(90px);
	transition: transform .6s var(--h-ease);
	min-height: 215px
}

.h-explore-card h3 {
	font-size: 21px;
	color: var(--h-teal);
	font-weight: 500;
	margin: 0 0 12px;
	line-height: 1.2
}

.h-explore-card p {
	font-size: 15px;
	line-height: 1.4;
	margin: 0 0 18px;
	opacity: 0;
	transition: opacity .5s
}

.h-explore-card .h-button {
	font-size: 14px
}

.h-explore-card:hover>div,.h-explore-card:focus-within>div {
	transform: translateY(0)
}

.h-explore-card:hover p,.h-explore-card:focus-within p {
	opacity: 1
}

.h-helpful {
	padding: 35px 0;
	background: #eee
}

.h-helpful h2 {
	font-size: 23px;
	font-weight: 400;
	margin: 0 0 25px
}

.h-helpful .h-container>div {
	display: flex;
	justify-content: space-between;
	gap: 20px;
	overflow: auto
}

.h-helpful a {
	font-size: 14px;
	white-space: nowrap;
	position: relative;
	padding: 0 20px 0 0;
	border-right: 1px solid #ccc
}

.h-helpful a:last-child {
	border: 0;
	padding-right: 0
}

.home-refined footer .wrap {
	width: 88%;
	max-width: 1230px
}

.home-refined .footer-grid {
	gap: 40px;
	padding: 45px 0
}

.home-refined .footer-grid h4 {
	font-size: 14px;
	letter-spacing: 0;
	font-weight: 700;
	margin-bottom: 15px
}

.home-refined .footer-grid a {
	font-size: 13px;
	color: #444;
	padding: 4px 0;
	line-height: 1.5
}

.home-refined .footer-grid a:hover {
	color: var(--orange)
}

.home-refined .footer-bottom .logo {
	font-size: 30px
}

.home-refined .footer-bottom {
	padding: 25px 0;
	gap: 24px
}

.home-refined .copyright {
	font-size: 11px;
	color: #777
}

.home-refined .chat-toggle {
	font-size: 14px;
	border-radius: 0 28px 28px 28px;
	padding: 12px 18px;
	bottom: 8px;
	right: 18px;
	box-shadow: none
}

.home-refined .chat-toggle>span {
	display: none
}

.home-refined .back-top {
	right: 30px;
	bottom: 100px;
	width: 36px;
	height: 40px;
	font-size: 24px;
	box-shadow: 0 4px 25px #0002
}

.home-refined .cookie-banner {
	left: auto;
	right: 20px;
	bottom: 20px;
	width: 365px;
	border: 0;
	border-radius: 6px;
	padding: 24px;
	box-shadow: 0 4px 35px #0003
}

.home-refined .cookie-banner h3 {
	font-size: 18px;
	font-weight: 500
}

.home-refined .cookie-banner p {
	font-size: 14px;
	line-height: 1.6;
	color: #444
}

.home-refined .cookie-banner button {
	font-size: 13px;
	min-height: 42px
}

.home-refined .chat-panel {
	bottom: 65px
}

.h-footer-contact {
	border-top: 1px solid #eee;
	padding: 25px 0;
	display: flex;
	align-items: center;
	justify-content: space-between;
	font-size: 14px;
	color: #444
}

.h-footer-contact a {
	display: flex;
	align-items: center;
	gap: 12px
}

.h-footer-contact strong {
	font-size: 18px;
	color: var(--h-teal)
}

.h-footer-social {
	display: flex;
	align-items: center;
	gap: 15px
}

.h-footer-social a {
	font-size: 15px;
	letter-spacing: .2px
}

.home-refined .footer-grid .h-footer-toggle {
	display: none
}

.h-inview {
	animation: h-section-in .8s var(--h-ease) both
}

@keyframes h-section-in {
	from {
		opacity: 0;
		transform: translateY(24px)
	}

	to {
		opacity: 1;
		transform: translateY(0)
	}
}

@media(min-width:1600px) {
	.home-refined .main-nav {
		max-width: none
	}

	.home-refined .h-logo {
		flex-basis: 13.5%;
		padding-left: 4%
	}

	.home-refined .h-logo img {
		width: 165px
	}

	.home-refined .nav-group {
		padding: 0 20px
	}

	.home-refined .search-button {
		width: 190px
	}

	.home-refined .bank-button {
		padding: 0 28px
	}

	.home-refined .main-nav {
		height: 65px
	}

	.home-refined .utility-inner {
		height: 37px
	}

	.h-hero {
		height: 46.25vw
	}

	.h-quick {
		margin-top: -42px
	}
}

@media(max-width:1190px) {
	.home-refined .nav-group {
		padding: 0 9px
	}

	.home-refined .nav-group>a {
		font-size: 14px
	}

	.home-refined #desktopNav .nav-group button {
		display: none
	}

	.home-refined .search-button {
		width: 110px
	}

	.home-refined .bank-button {
		font-size: 13px;
		padding: 0 12px
	}

	.home-refined .utility-links {
		gap: 19px
	}

	.home-refined .utility-links>a {
		font-size: 11px
	}

	.h-quick a {
		padding: 18px 22px
	}

	.h-quick strong {
		font-size: 16px
	}

	.h-quick a>span {
		font-size: 14px
	}

	.h-result-card {
		padding: 30px;
		gap: 22px
	}

	.h-result-copy>p {
		font-size: 11px;
		gap: 8px
	}

	.h-result-copy i {
		width: 15px
	}

	.h-result-copy>strong {
		font-size: 34px
	}

	.h-salary-card {
		padding: 30px
	}

	.h-service-reveal h3 {
		font-size: 17px
	}

	.h-service-reveal p {
		font-size: 14px
	}

	.h-closa-copy {
		padding-left: 8%
	}
}

@media(max-width:991px) {
	.home-refined .utility-inner {
		width: 96%;
		height: 36px
	}

	.home-refined .utility-links {
		display: none
	}

	.home-refined .grid-button {
		display: block;
		padding: 0
	}

	.home-refined .grid-button svg {
		width: 22px;
		height: 22px;
		fill: none;
		stroke: currentColor;
		stroke-width: 1.5
	}

	.home-refined .country-label {
		display: none
	}

	.h-mobile-country {
		display: inline
	}

	.home-refined .main-nav {
		height: 55px;
		padding: 0 20px
	}

	.home-refined .h-logo {
		flex: 1;
		padding: 0
	}

	.h-logo img {
		width: 110px
	}

	.home-refined #desktopNav {
		display: none
	}

	.home-refined .nav-actions {
		gap: 16px
	}

	.home-refined .bank-button {
		order: -1;
		height: 34px;
		border: 1px solid var(--orange);
		background: white;
		color: var(--orange);
		padding: 0 8px;
		font-size: 14px
	}

	.home-refined .search-button {
		width: 22px;
		background: none;
		padding: 0
	}

	.home-refined .search-button>span {
		display: none
	}

	.home-refined .search-button svg {
		width: 22px;
		height: 22px
	}

	.home-refined .menu-button {
		display: flex;
		align-items: center;
		gap: 10px;
		font-size: 14px;
		padding: 0
	}

	.home-refined .menu-button svg {
		width: 22px;
		height: 22px
	}

	.home-refined .nav-panel {
		max-height: calc(100dvh - 91px)
	}

	.h-hero {
		height: 650px;
		max-height: none;
		overflow: hidden
	}

	.h-hero-images {
		height: 33.5vw;
		min-height: 230px
	}

	.h-hero-caption {
		left: 7%;
		top: max(260px,36vw);
		width: 86%;
		text-align: center;
		color: #111!important
	}

	.h-hero h1 {
		font-size: 32px;
		line-height: 1;
		letter-spacing: 0
	}

	.h-hero-caption>p {
		font-size: 16px;
		line-height: 1.5;
		margin: 0 auto 24px;
		max-width: 530px
	}

	.h-hero-caption>p br {
		display: none
	}

	.h-hero {
		background: white
	}

	.h-hero-navigation {
		top: calc(33.5vw - 45px);
		bottom: auto;
		left: 10%;
		right: 10%
	}

	.h-hero-caption .h-button {
		color: #111
	}

	.h-hero[data-theme=dark] .h-progress-dots button:before {
		background: #fff
	}

	.h-playback {
		opacity: 1
	}

	.h-slant {
		height: 250px;
		top: -55px
	}

	.h-quick {
		margin-top: -20px
	}

	.h-quick-track {
		clip-path: none;
		overflow-x: auto;
		scroll-snap-type: x mandatory;
		scrollbar-width: none
	}

	.h-quick a {
		flex-basis: 50%;
		scroll-snap-align: start;
		min-height: 150px;
		padding: 20px
	}

	.h-quick a:last-child {
		padding: 20px
	}

	.h-quick a>span {
		max-width: 290px
	}

	.h-way {
		flex-basis: 25%
	}

	.h-ways {
		padding-bottom: 95px
	}

	.h-container {
		width: 86%
	}

	.h-prev {
		left: -32px
	}

	.h-next {
		right: -32px
	}

	.h-calculator-grid {
		grid-template-columns: 1fr 1fr;
		gap: 18px
	}

	.h-calculator-heading {
		gap: 25px;
		align-items: flex-start;
		flex-direction: column;
		margin-bottom: 30px
	}

	.h-calculator-heading h2 {
		font-size: 38px
	}

	.h-calculator-heading p br {
		display: none
	}

	.h-salary-card {
		padding: 25px;
		min-height: 370px
	}

	.h-calc-benefits {
		font-size: 10px;
		gap: 6px;
		flex-wrap: wrap
	}

	.h-result-card {
		padding: 25px;
		flex-direction: column;
		align-items: flex-start;
		gap: 20px
	}

	.h-gauge {
		width: 120px;
		flex-basis: auto;
		align-self: center
	}

	.h-gauge strong {
		font-size: 28px
	}

	.h-result-copy {
		width: 100%;
		text-align: center
	}

	.h-result-copy>p {
		justify-content: center;
		margin-bottom: 14px
	}

	.h-result-copy>small {
		font-size: 12px
	}

	.h-result-copy>a {
		font-size: 13px;
		padding: 12px 15px
	}

	.h-services-track {
		gap: 18px
	}

	.h-service-card {
		flex-basis: calc((100% - 18px)/2);
		height: 350px
	}

	.h-closa-copy {
		width: 50%;
		padding-left: 7%;
		padding-right: 7%
	}

	.h-closa-image {
		width: 58%
	}

	.h-explore-grid {
		gap: 15px
	}

	.h-explore-card {
		height: 350px
	}

	.h-explore-card>div {
		padding: 18px;
		min-height: 235px;
		transform: translateY(100px)
	}

	.h-explore-card h3 {
		font-size: 19px
	}

	.h-explore-card p {
		font-size: 14px
	}

	.home-refined .footer-grid {
		gap: 25px
	}

	.home-refined .footer-grid h4 {
		font-size: 12px
	}

	.home-refined .footer-grid a {
		font-size: 12px
	}

	.h-footer-contact {
		font-size: 12px;
		gap: 20px
	}

	.h-footer-contact strong {
		font-size: 15px
	}
}

@media(max-width:600px) {
	.home-refined .main-nav {
		height: 52px;
		padding: 0 15px
	}

	.home-refined .utility-inner {
		height: 30px
	}

	.home-refined .country .flag {
		display: none
	}

	.home-refined .h-logo img {
		width: 100px
	}

	.home-refined .nav-actions {
		gap: 13px
	}

	.home-refined .bank-button {
		font-size: 11px;
		padding: 0 7px;
		height: 31px;
		gap: 3px
	}

	.home-refined .bank-button svg {
		width: 12px
	}

	.home-refined .menu-button {
		font-size: 0;
		gap: 0
	}

	.home-refined .menu-button svg {
		width: 21px
	}

	.home-refined .search-button {
		width: 21px
	}

	.home-refined .nav-panel {
		max-height: calc(100dvh - 82px)
	}

	.home-refined .panel-grid {
		grid-template-columns: 1fr 1fr
	}

	.home-refined .panel-grid a {
		font-size: 14px;
		padding: 12px
	}

	.h-hero {
		height: 570px
	}

	.h-hero-images {
		height: 220px;
		min-height: 0
	}

	.h-hero-image img {
		object-fit: cover;
		object-position: 62% center
	}

	.h-slant {
		height: 180px;
		width: 6px;
		top: -40px
	}

	.h-hero-caption {
		top: 245px;
		left: 6%;
		width: 88%
	}

	.h-hero h1 {
		font-size: 30px;
		line-height: 1.04;
		margin-bottom: 18px
	}

	.h-hero-caption>p {
		font-size: 14px;
		line-height: 1.6;
		max-width: 330px;
		margin-bottom: 20px
	}

	.h-hero h1 .h-amex-title {
		font-size: .65em
	}

	.h-hero[data-compact=true] .h-hero-caption>p {
		font-size: 11px
	}

	.h-hero[data-compact=true] h1 {
		font-size: 26px
	}

	.h-hero-navigation {
		top: 177px;
		left: 7%;
		right: 7%;
		height: 26px
	}

	.h-progress-dots {
		gap: 8px
	}

	.h-progress-dots button {
		width: 23px
	}

	.h-progress-dots button:before,.h-progress-dots button i {
		height: 3px
	}

	.h-playback {
		gap: 5px
	}

	.h-playback button {
		height: 25px;
		min-width: 22px;
		font-size: 23px
	}

	.h-playback svg {
		width: 14px
	}

	.h-button {
		font-size: 14px;
		min-height: 35px;
		padding: 9px 13px
	}

	.h-quick {
		width: 92%;
		margin-top: -12px
	}

	.h-quick a {
		padding: 17px;
		min-height: 155px;
		flex-basis: 72%
	}

	.h-quick a:last-child {
		padding: 17px
	}

	.h-quick strong {
		font-size: 17px
	}

	.h-quick a>span {
		font-size: 14px
	}

	.h-quick img {
		width: 37px;
		height: 37px;
		margin-bottom: 10px
	}

	.h-news {
		margin-top: 24px
	}

	.h-news-inner {
		height: 33px;
		padding-left: 0
	}

	.h-news strong {
		flex-basis: 95px;
		font-size: 10px;
		margin-left: 0;
		padding-left: 0;
		height: 33px
	}

	.h-news-track a {
		font-size: 11px
	}

	.h-news-slash {
		height: 40px;
		width: 5px;
		margin-right: 9px
	}

	.h-stripe {
		height: 4px
	}

	.h-container {
		width: 86%
	}

	.h-section-intro h2 {
		font-size: 27px;
		line-height: 1.1;
		margin-bottom: 14px
	}

	.h-section-intro>p {
		font-size: 14px;
		line-height: 1.5
	}

	.h-ways {
		padding: 38px 0 45px
	}

	.h-way {
		flex-basis: 50%;
		height: 200px
	}

	.h-way-viewport {
		margin-top: 20px
	}

	.h-way-icon {
		height: 70px;
		width: 70px
	}

	.h-way-icon svg {
		max-width: 60px;
		max-height: 70px
	}

	.h-way-label {
		font-size: 13px
	}

	.h-prev {
		left: -26px
	}

	.h-next {
		right: -26px
	}

	.h-carousel-arrow {
		width: 25px
	}

	.h-calculator {
		padding: 40px 0
	}

	.h-calculator-heading h2 {
		font-size: 34px;
		line-height: 1.05
	}

	.h-calculator-heading p {
		font-size: 14px
	}

	.h-calculator-heading>small {
		font-size: 11px
	}

	.h-calculator-grid {
		grid-template-columns: 1fr;
		gap: 18px
	}

	.h-salary-card {
		min-height: 340px;
		padding: 25px;
		border-radius: 18px
	}

	.h-salary-card>label {
		font-size: 14px;
		gap: 10px;
		margin-bottom: 20px
	}

	.h-input-hint {
		margin-bottom: 35px;
		font-size: 11px
	}

	.h-calc-benefits {
		font-size: 10px;
		flex-wrap: nowrap
	}

	.h-result-card {
		padding: 26px 22px;
		border-radius: 18px;
		flex-direction: row;
		gap: 20px;
		align-items: center;
		min-height: 245px
	}

	.h-gauge {
		width: 105px;
		flex: 0 0 105px
	}

	.h-gauge strong {
		font-size: 27px
	}

	.h-gauge span {
		font-size: 9px
	}

	.h-result-copy {
		text-align: left
	}

	.h-result-copy>p {
		font-size: 10px;
		gap: 7px;
		white-space: normal;
		justify-content: flex-start;
		margin-bottom: 15px
	}

	.h-result-copy i {
		display: none
	}

	.h-result-copy>strong {
		font-size: 30px
	}

	.h-result-copy>small {
		font-size: 11px;
		margin: 12px 0
	}

	.h-result-copy>a {
		font-size: 11px;
		padding: 11px 12px;
		gap: 6px;
		white-space: normal
	}

	.h-services {
		padding: 42px 0 35px
	}

	.h-services-viewport {
		margin-top: 27px
	}

	.h-services-track {
		gap: 15px
	}

	.h-service-card {
		flex-basis: 100%;
		height: 370px
	}

	.h-service-glass {
		height: 140px;
		padding: 20px
	}

	.h-service-reveal h3 {
		font-size: 18px
	}

	.h-service-reveal p {
		font-size: 15px
	}

	.h-service-card:hover .h-service-glass,.h-service-card:focus-within .h-service-glass,.h-service-card.is-open .h-service-glass {
		height: 255px
	}

	.h-service-dots {
		gap: 7px;
		margin-top: 16px
	}

	.h-service-dots button {
		width: 28px
	}

	.h-closa {
		height: 520px;
		background: #f2f2f2
	}

	.h-closa-image {
		width: 100%;
		height: 260px;
		top: auto;
		bottom: 0;
		background-position: center
	}

	.h-closa-copy {
		width: 100%;
		height: 280px;
		padding: 30px 8%;
		clip-path: polygon(0 0,100% 0,100% 90%,0 100%)
	}

	.h-closa-copy:before {
		inset: 0 0 8px;
		clip-path: polygon(0 0,100% 0,100% 90%,0 100%)
	}

	.h-closa-copy p {
		font-size: 22px
	}

	.h-closa-copy h2 {
		font-size: 42px
	}

	.h-closa-copy h3 {
		font-size: 26px;
		margin-bottom: 12px
	}

	.h-closa-copy .h-closa-description {
		font-size: 14px;
		margin-bottom: 15px;
		max-width: 290px
	}

	.h-explore {
		padding: 43px 0
	}

	.h-explore-grid {
		grid-template-columns: 1fr;
		gap: 24px;
		margin-top: 27px
	}

	.h-explore-card {
		height: 365px
	}

	.h-explore-card>div {
		min-height: 210px;
		transform: translateY(0);
		padding: 22px;
		background: #fffffff0
	}

	.h-explore-card p {
		opacity: 1;
		font-size: 14px
	}

	.h-explore-card h3 {
		font-size: 22px
	}

	.h-helpful {
		padding: 30px 0
	}

	.h-helpful h2 {
		font-size: 22px
	}

	.h-helpful .h-container>div {
		display: flex;
		gap: 18px;
		padding-bottom: 8px
	}

	.h-helpful a {
		font-size: 13px
	}

	.home-refined footer .wrap {
		width: 86%
	}

	.home-refined .footer-grid {
		display: block;
		padding: 25px 0
	}

	.home-refined .footer-grid>div {
		border-bottom: 1px solid #eee;
		padding: 0
	}

	.home-refined .footer-grid h4 {
		display: none
	}

	.home-refined .footer-grid .h-footer-toggle {
		display: flex;
		justify-content: space-between;
		align-items: center;
		width: 100%;
		padding: 17px 0;
		font-size: 14px;
		font-weight: 500;
		text-align: left
	}

	.h-footer-toggle:after {
		content: '+';
		font-size: 19px;
		font-weight: 300
	}

	.h-footer-toggle[aria-expanded=true]:after {
		content: '−'
	}

	.home-refined .footer-grid a {
		display: none;
		font-size: 13px;
		padding: 5px 0 10px
	}

	.home-refined .footer-grid>div.is-expanded a {
		display: block
	}

	.h-footer-contact {
		flex-direction: column;
		align-items: flex-start;
		padding: 20px 0;
		gap: 20px
	}

	.home-refined .footer-bottom {
		flex-wrap: wrap;
		gap: 14px;
		padding: 20px 0
	}

	.home-refined .footer-bottom .logo {
		font-size: 27px
	}

	.home-refined .footer-bottom>span {
		font-size: 12px
	}

	.home-refined .copyright {
		font-size: 10px;
		line-height: 1.5
	}

	.home-refined .chat-toggle {
		font-size: 12px;
		right: 12px;
		bottom: 10px;
		padding: 11px 15px
	}

	.home-refined .back-top {
		bottom: 76px;
		right: 18px
	}

	.home-refined .cookie-banner {
		left: 14px;
		right: 14px;
		bottom: 14px;
		width: auto;
		padding: 22px
	}

	.home-refined .cookie-banner p {
		font-size: 13px
	}

	.home-refined .cookie-banner h3 {
		font-size: 17px
	}
}

@media(prefers-reduced-motion:reduce) {
	.h-news-track {
		animation: none
	}

	.h-hero-image,.h-hero-caption>* {
		animation: none!important
	}

	.h-inview {
		animation: none
	}

	.h-services-track,.h-way-track {
		transition: none
	}

	.h-playback {
		opacity: 1
	}
}

.h-news-group {
	display: flex;
	gap: 65px;
	align-items: center
}

.home-refined #desktopNav .nav-group .h-who-button {
	opacity: 1;
	width: auto;
	padding: 0;
	font-size: 15px
}

.h-custom-brand {
	font-family: 'Effra Home',sans-serif;
	font-weight: 700;
	font-size: 30px;
	color: #163358
}

.home-refined .h-logo:focus-visible {
	outline-offset: -3px
}

.home-refined .h-service-card:focus-visible {
	outline: 2px solid var(--orange)
}

@media(min-width:992px) {
	.home-refined #desktopNav .nav-group {
		padding: 0 12px
	}

	.home-refined #desktopNav .nav-group>button:not(.h-who-button) {
		position: absolute;
		right: 0;
		top: 0;
		height: 100%
	}

	.home-refined #desktopNav .nav-group .h-who-button {
		display: block
	}
}

/* Reference-sized utility navigation and country dropdown. */
.home-refined .utility-inner {
	max-width: none;
	width: 94%;
	position: relative
}

.home-refined .utility-links {
	gap: 0
}

.home-refined .utility-links>a {
	font-size: 16px;
	font-weight: 400;
	padding: 0 18px
}

.home-refined .country {
	font-size: 16px;
	color: #004086
}

.h-country-wrap {
	position: relative;
	margin-left: auto;
	align-self: stretch;
	display: flex;
	align-items: center
}

.h-country-list {
	position: absolute;
	right: 0;
	top: 100%;
	width: 200px;
	background: white;
	padding: 14px 0;
	box-shadow: 0 8px 20px #00000008;
	z-index: 50;
	max-height: calc(100dvh - 50px);
	overflow-y: auto
}

.h-country-list[hidden] {
	display: none
}

.h-country-list a {
	display: flex;
	gap: 8px;
	align-items: center;
	padding: 12px 28px;
	font-size: 14px;
	line-height: 1.2;
	color: #555
}

.h-country-list a:hover,.h-country-list a:focus-visible {
	color: #ff8200;
	background: #fafafa
}

.h-country-list .h-country-flag {
	font-family: Arial,sans-serif;
	font-size: 14px;
	line-height: 1
}

@media(min-width:1600px) {
	.home-refined .utility-inner {
		height: 44px
	}

	.home-refined .main-nav {
		height: 56px
	}

	.home-refined .h-logo {
		padding-left: 2.5%
	}

	.home-refined .h-logo img {
		width: 145px
	}

	.h-hero {
		max-height: none
	}

	.h-quick {
		margin-top: -42px
	}
}

@media(min-width:992px) {
	.h-hero-navigation {
		bottom: 7.8%
	}

	.home-refined .chat-toggle {
		background: #ff8200;
		font-size: 18px;
		padding: 18px 22px
	}

	.home-refined .utility-links>a {
		padding: 0 clamp(9px,1.05vw,20px)
	}
}

@media(min-width:992px) and (max-width:1190px) {
	.home-refined .utility-links>a,.home-refined .country {
		font-size: 13px
	}

	.home-refined .utility-links>a {
		padding: 0 9px
	}
}

@media(max-width:991px) {
	.home-refined .country {
		font-size: 13px
	}

	.h-country-list {
		width: 200px
	}

	.home-refined .utility-inner {
		width: 94%
	}
}
/* Centered, four-column reference mega menu. */
.h-mega {
	position: absolute;
	top: 100%;
	left: 10.5%;
	right: 10.5%;
	z-index: 60;
	background: #fff;
	box-shadow: 0 25px 35px #0002;
	animation: h-mega-enter .22s ease-out;
	max-height: calc(100dvh - 110px);
	overflow: auto;
	color: #444
}

.h-mega[hidden] {
	display: none
}

.h-mega-heading {
	padding: 16px;
	background: #f1f1f1;
	display: flex;
	align-items: center;
	justify-content: space-between
}

.h-mega-heading h2 {
	font-size: 22px;
	line-height: 28px;
	font-weight: 400;
	margin: 0
}

.h-mega-heading button {
	font-size: 24px;
	color: #777;
	padding: 0 6px
}

.h-mega-body {
	display: flex;
	min-height: 370px
}

.h-mega-categories {
	flex: 0 0 25%;
	padding: 24px 18px;
	max-height: 370px;
	overflow: auto
}

.h-mega-category {
	display: block;
	position: relative;
	width: 100%;
	text-align: left;
	padding: 11px 22px 11px 14px;
	font-size: 15px;
	color: #444;
	line-height: 1.2;
	isolation: isolate
}

.h-mega-category:after {
	content: '›';
	position: absolute;
	right: 9px
}

.h-mega-category:before {
	content: '';
	position: absolute;
	inset: 0;
	background: #f1f1f1;
	transform: scaleX(0);
	transform-origin: left;
	transition: transform .4s;
	z-index: -1
}

.h-mega-category:hover:before,.h-mega-category.is-selected:before {
	transform: scaleX(1)
}

.h-mega-category.is-selected {
	color: #eb7824
}

.h-mega-detail {
	flex: 1;
	min-width: 0;
	display: grid;
	grid-template-columns: 40% 30% 30%;
	padding: 24px 16px;
	box-shadow: -10px 0 20px #00000018;
	gap: 0
}

.h-mega-products {
	max-height: 322px;
	overflow: auto;
	padding-right: 15px
}

.h-mega-products a {
	display: block;
	padding: 9px 12px;
	font-size: 14px;
	line-height: 1.3
}

.h-mega-products a:hover {
	color: #eb7824;
	background: #f4f4f4
}

.h-mega-description {
	padding: 0 16px
}

.h-mega-description h3 {
	color: #eb7824;
	font-size: 32px;
	font-weight: 300;
	line-height: 1;
	margin: 0 0 16px
}

.h-mega-description p {
	font-size: 16px;
	line-height: 1.5;
	margin: 0 0 20px
}

.h-mega-description>a {
	font-size: 14px;
	color: #eb7824
}

.h-mega-promo {
	padding: 0 12px
}

.h-mega-promo img {
	width: 100%;
	height: 135px;
	object-fit: cover
}

.h-mega-promo p {
	font-size: 14px;
	line-height: 1.5;
	margin: 12px 0
}

.h-mega-promo a {
	display: inline-block;
	background: #eb7824;
	color: #fff;
	padding: 9px 14px;
	font-size: 14px
}

.h-mega-footer {
	display: flex;
	align-items: center;
	gap: 24px;
	padding: 14px 28px;
	border-top: 1px solid #eee;
	font-size: 14px
}

.h-mega-footer strong {
	margin-left: auto;
	color: #eb7824
}

.home-refined #desktopNav .nav-group:has(.is-mega-open):after {
	content: '';
	position: absolute;
	bottom: 0;
	left: 0;
	right: 0;
	height: 4px;
	background: #eb7824;
	animation: h-underline .4s ease-out
}

.home-refined .utility-links a {
	position: relative
}

.home-refined .utility-links a:hover:before {
	content: '';
	position: absolute;
	left: 0;
	right: 0;
	top: -14px;
	height: 4px;
	background: #eb7824;
	animation: h-underline .4s ease-out
}

@keyframes h-underline {
	from {
		transform: scaleX(0);
		transform-origin: left
	}

	to {
		transform: scaleX(1);
		transform-origin: left
	}
}

@keyframes h-mega-enter {
	from {
		opacity: 0;
		transform: translateY(-8px)
	}

	to {
		opacity: 1;
		transform: translateY(0)
	}
}

@media(prefers-reduced-motion:reduce) {
	.h-mega,.home-refined #desktopNav .nav-group:after {
		animation: none
	}

	.h-mega-category:before {
		transition: none
	}
}

@media(max-width:1190px) {
	.h-mega {
		left: 5%;
		right: 5%
	}

	.h-mega-promo {
		display: none
	}

	.h-mega-detail {
		grid-template-columns: 55% 45%
	}

	.h-mega-description h3 {
		font-size: 26px
	}
}

.h-iam-grid {
	display: grid;
	grid-template-columns: repeat(4,1fr);
	gap: 20px;
	padding: 28px
}

.h-iam-grid a {
	position: relative;
	overflow: hidden;
	background: #f4f4f4
}

.h-iam-grid img {
	width: 100%;
	height: 145px;
	object-fit: cover;
	transition: transform .5s
}

.h-iam-grid a:hover img {
	transform: scale(1.05)
}

.h-iam-grid h3 {
	font-size: 18px;
	font-weight: 400;
	padding: 12px;
	margin: 0
}

.h-iam-grid span {
	display: block;
	background: #eb7824;
	color: white;
	padding: 9px 12px;
	font-size: 14px
}

/* Consistent panel alignment across every desktop navigation category. */
@media(min-width:992px) {
	.h-mega {
		display: grid;
		grid-template-rows: auto minmax(0,1fr) auto;
		overflow: hidden
	}

	.h-mega[hidden] {
		display: none
	}

	.h-mega-heading {
		padding: 18px 20px;
		min-height: 66px
	}

	.h-mega-heading h2 {
		font-size: 24px;
		font-weight: 500
	}

	.h-mega-body {
		min-height: 0;
		height: 394px;
		max-height: calc(100dvh - 240px)
	}

	.h-mega-categories {
		padding: 32px;
		max-height: none;
		height: 100%;
		scrollbar-width: thin;
		scrollbar-color: #f58220 #f1f1f1
	}

	.h-mega-category {
		padding: 12px 24px 12px 16px;
		font-size: 16px;
		line-height: 1.35
	}

	.h-mega-category:after {
		right: 16px
	}

	.h-mega-category:not(.has-children):after {
		content: none
	}

	.h-mega-detail {
		grid-template-columns: 40.833333% 29.166667% 30%;
		padding: 28px 24px;
		overflow: auto;
		align-items: start
	}

	.h-mega-products {
		padding: 0 16px 0 0;
		max-height: 100%;
		scrollbar-width: thin;
		scrollbar-color: #f58220 #f1f1f1
	}

	.h-mega-products a {
		padding: 11px 16px;
		font-size: 16px
	}

	.h-mega-description {
		padding: 0 20px 0 16px;
		min-width: 0
	}

	.h-mega-description h3 {
		font-size: 36px;
		line-height: 1.05;
		margin: 2px 0 24px;
		overflow-wrap: break-word
	}

	.h-mega-description p {
		font-size: 18px;
		line-height: 1.5;
		margin: 0;
		white-space: pre-line
	}

	.h-mega-description>a {
		display: none
	}

	.h-mega-promo {
		display: block;
		padding: 0 12px;
		min-width: 0
	}

	.h-mega-promo img {
		display: block;
		width: 100%;
		height: auto;
		object-fit: contain
	}

	.h-mega-promo p {
		font-size: 16px;
		line-height: 1.5;
		margin: 8px 0 12px
	}

	.h-mega-promo a {
		font-size: 18px;
		padding: 10px 15px;
		background: #ff8200
	}

	.h-mega-footer {
		min-height: 50px;
		padding: 0 32px;
		gap: 34px;
		border-top: 0;
		font-size: 16px;
	}

	.h-mega-footer>a {
		display: flex;
		align-items: center;
		gap: 10px;
		white-space: nowrap;
		display: none;
	}

	.h-mega-footer svg {
		width: 24px;
		height: 24px;
		fill: none;
		stroke: #ff873b;
		stroke-width: 1.8
	}

	.h-mega-footer strong {
		font-weight: 500;
		align-self: stretch;
		display: flex;
		align-items: center;
		position: relative;
		padding-left: 28px
	}

	.h-mega-footer strong:before {
		content: '';
		position: absolute;
		left: 8px;
		top: 0;
		bottom: 0;
		width: 3px;
		background: #ff873b;
		transform: skew(-18deg)
	}

	.home-refined #desktopNav:has(.is-mega-open) .nav-group:has(>a[aria-current]):not(:has(.is-mega-open)):after {
		display: none
	}

	.home-refined #desktopNav .is-mega-open {
		color: #222
	}

	.home-refined #desktopNav .nav-group:has(.is-mega-open) {
		background: #f1f1f1
	}

	.h-iam-grid {
		overflow: auto;
		min-height: 0
	}

	.h-iam-grid img {
		height: auto;
		aspect-ratio: 303/254;
		object-fit: cover
	}
}

@media(min-width:992px) and (max-width:1190px) {
	.h-mega-categories {
		padding: 22px 12px
	}

	.h-mega-detail {
		padding: 24px 12px
	}

	.h-mega-category,.h-mega-products a {
		font-size: 14px
	}

	.h-mega-description {
		padding: 0 12px
	}

	.h-mega-description h3 {
		font-size: 27px
	}

	.h-mega-description p,.h-mega-promo p {
		font-size: 14px
	}

	.h-mega-footer {
		gap: 20px;
		font-size: 14px
	}
}

@media(min-width:992px) {
	.h-mega-description h3 {
		font-size: clamp(23px,2.083333vw,36px);
		overflow-wrap: normal
	}

	.h-mega-description p {
		font-size: clamp(15px,1.041667vw,18px)
	}
}
/* Explore cards: always-visible blue panels, matching the reference section. */
.h-explore {
	padding: 60px 0 100px
}

.h-explore .h-section-intro h2 {
	color: #004086;
	font-size: 36px
}

.h-explore .h-section-intro>p {
	font-size: 18px;
	line-height: 1.6;
	max-width: 720px;
	margin-left: auto;
	margin-right: auto
}

.h-explore-grid {
	gap: 38px;
	margin-top: 32px;
	align-items: stretch
}

.h-explore-card {
	display: grid;
	grid-template-rows: 350px minmax(190px,auto);
	height: auto;
	min-height: 540px;
	background: transparent;
	overflow: visible;
	isolation: isolate
}

.h-explore-card>img {
	grid-column: 1;
	grid-row: 1;
	width: 100%;
	height: 350px;
	object-fit: cover;
	transform: none!important
}

.h-explore-card>div {
	grid-column: 1;
	grid-row: 1/3;
	align-self: end;
	position: relative;
	inset: auto;
	width: 95%;
	min-height: 0;
	margin: 0;
	padding: 30px 32px 28px 28px;
	background: #ff8200;
	color: white;
	transform: none!important;
	transition: none;
	clip-path: polygon(0 0,100% 0,97% 100%,0 100%);
	isolation: isolate
}

.h-explore-card>div:before {
	content: '';
	position: absolute;
	inset: 0 6px 0 0;
	background: #004086;
	clip-path: polygon(0 0,100% 0,97% 100%,0 100%);
	z-index: -1
}

.h-explore-card h3 {
	font-size: 25px;
	font-weight: 700;
	color: white;
	line-height: 1.45;
	margin: 0 0 18px
}

.h-explore-card p {
	font-size: 18px;
	line-height: 1.6;
	color: white;
	opacity: 1;
	margin: 0 0 26px
}

.h-explore-card .h-button {
	font-size: 18px;
	color: white;
	border: 2px solid white;
	padding: 10px 14px;
	min-height: 46px
}

.home-refined .back-top {
	width: 36px;
	height: 40px;
	right: 30px;
	bottom: 100px;
	background: white;
	color: #ed7926;
	box-shadow: 0 5px 24px #0002;
	display: grid;
	place-items: center
}

.home-refined .back-top svg {
	width: 18px;
	height: 18px;
	fill: none;
	stroke: currentColor;
	stroke-width: 2.5
}

.home-refined .chat-toggle {
	right: 22px;
	bottom: 10px;
	padding: 17px 22px;
	border-radius: 0 36px 36px 36px;
	background: #ff8200;
	font-size: 20px;
	line-height: 1.2;
	font-weight: 500;
	display: none;
}

@media(min-width:1600px) {
	.h-explore .h-container {
		max-width: 1140px
	}

	.h-explore-grid {
		gap: 38px
	}
}

@media(max-width:991px) {
	.h-explore-grid {
		gap: 20px
	}

	.h-explore-card {
		grid-template-rows: 280px minmax(190px,auto);
		min-height: 500px
	}

	.h-explore-card>img {
		height: 280px
	}

	.h-explore-card>div {
		padding: 22px 24px 24px 20px
	}

	.h-explore-card h3 {
		font-size: 21px
	}

	.h-explore-card p,.h-explore-card .h-button {
		font-size: 16px
	}
}

@media(max-width:600px) {
	.h-explore {
		padding: 43px 0 60px
	}

	.h-explore .h-section-intro h2 {
		font-size: 27px
	}

	.h-explore .h-section-intro>p {
		font-size: 15px
	}

	.h-explore-grid {
		grid-template-columns: 1fr;
		gap: 34px
	}

	.h-explore-card {
		grid-template-rows: 300px minmax(160px,auto);
		min-height: 460px
	}

	.h-explore-card>img {
		height: 300px
	}

	.h-explore-card>div {
		width: 95%
	}

	.home-refined .chat-toggle {
		font-size: 15px;
		padding: 14px 18px;
		right: 12px;
		bottom: 10px
	}

	.home-refined .back-top {
		right: 20px;
		bottom: 80px
	}
}
/* Reference helpful-tool tiles and blue footer, homepage only. */
.h-helpful {
	background: #fff;
	color: #555;
	padding: 40px 0 86px
}

.h-helpful .h-container {
	width: calc(100% - 48px);
	max-width: 1140px
}

.h-helpful h2 {
	font-size: 22px;
	font-weight: 500;
	margin: 0 0 20px;
	line-height: 26px
}

.h-helpful .h-container>div {
	display: grid;
	grid-template-columns: repeat(6,minmax(0,1fr));
	gap: 19px;
	overflow: visible
}

.h-helpful a,.h-helpful a:last-child {
	border: 4px solid #cdd8e8;
	min-width: 0;
	height: 151px;
	padding: 19px;
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	justify-content: space-between;
	color: #555;
	font-size: 20px;
	line-height: 1.4;
	white-space: normal;
	transition: background .2s,border-color .2s,color .2s
}

.h-helpful a img {
	width: 46px;
	height: 44px;
	object-fit: contain;
	object-position: left center
}

.h-helpful a:hover,.h-helpful a:focus-visible,.h-helpful a:active {
	background: #f98537;
	border: 0;
	box-shadow: 0 30px 50px #f9853799;
	color: #fff;
	text-decoration: none;
	transform: scale(1.02);
	z-index: 1
}

.h-helpful a:focus-visible,.h-helpful a:active {
	transform: scale(1)
}

.h-helpful a:hover img,.h-helpful a:focus-visible img,.h-helpful a:active img {
	filter: brightness(0) invert(1)
}

.home-refined>footer {
	background: #004086 url('assets/home/footer-bg.svg') no-repeat right bottom;
	background-size: auto 100%;
	color: white;
	border: 0;
	padding-top: 80px;
	padding-bottom: 58px
}

.home-refined>footer>.wrap {
	width: calc(100% - 48px);
	max-width: 1140px
}

.home-refined>footer .footer-grid {
	grid-template-columns: repeat(5,minmax(0,1fr));
	gap: 42px;
	padding: 20px 0 48px;
	align-items: start
}

.home-refined>footer .footer-grid h4 {
	font-size: 18px;
	line-height: 1.3;
	color: white;
	font-weight: 500;
	margin: 0 0 22px
}

.home-refined>footer .footer-grid a {
	color: #ccc;
	font-size: 14px;
	line-height: 1.3;
	padding: 0;
	margin-bottom: 22px
}

.home-refined>footer .footer-grid a:hover {
	color: white;
	text-decoration: underline
}

.home-refined>footer .h-footer-contact {
	color: #ddd;
	border-top: 1px solid #ffffff75;
	border-left: 1px solid #ffffff75;
	min-height: 88px;
	padding: 14px 36px;
	margin: 0;
	display: grid;
	grid-template-columns: 1.05fr 1.55fr 1fr;
	align-items: center;
	gap: 28px;
	position: relative
}

.home-refined>footer .h-footer-contact:before {
	content: '';
	position: absolute;
	left: 0;
	right: 24px;
	bottom: 0;
	border-bottom: 1px solid #ffffff75
}

.home-refined>footer .h-footer-contact:after {
	content: '';
	position: absolute;
	right: 0;
	top: 0;
	bottom: 0;
	width: 3px;
	background: #fff;
	transform: skewX(-15deg);
	transform-origin: top right
}

.home-refined>footer .h-footer-contact strong {
	color: white
}

.home-refined>footer .h-footer-phone,
.home-refined>footer .h-footer-apps,
.home-refined>footer .h-footer-social {
	display: flex;
	align-items: center;
	gap: 14px;
	min-width: 0
}

.home-refined>footer .h-footer-phone {
	font-size: 17px;
	font-weight: 400;
	white-space: nowrap
}

.home-refined>footer .h-footer-apps {
	justify-content: center;
	gap: 10px
}

.home-refined>footer .h-footer-apps-title {
	font-size: 17px;
	white-space: nowrap
}

.home-refined>footer .h-app-badge {
	min-height: 30px;
	padding: 3px 7px;
	border: 1px solid #777;
	border-radius: 5px;
	background: #111;
	color: white;
	display: flex;
	align-items: center;
	gap: 6px;
	white-space: nowrap;
	line-height: 1
}

.home-refined>footer .h-app-badge svg {
	width: 18px;
	height: 18px;
	flex: 0 0 18px
}

.home-refined>footer .h-app-badge small {
	font-size: 7px;
	display: grid;
	gap: 2px
}

.home-refined>footer .h-app-badge strong {
	font-size: 10px;
	font-weight: 600
}

.home-refined>footer .h-play-mark {
	color: #33d17a
}

.home-refined>footer .h-footer-social {
	justify-content: flex-end;
	gap: 8px;
	white-space: nowrap
}

.home-refined>footer .h-footer-social>span {
	margin-right: 3px;
	font-size: 18px;
	font-weight: 600
}

.home-refined>footer .h-footer-social a {
	width: 24px;
	height: 24px;
	margin: 0;
	padding: 0;
	display: grid;
	place-items: center;
	border: 0;
	border-radius: 0;
	font-size: 22px;
	font-weight: 600;
	line-height: 1
}

.home-refined>footer .h-footer-social svg {
	width: 24px;
	height: 24px;
	display: block
}

.home-refined>footer .footer-bottom {
	display: none
}

.home-refined>footer .footer-bottom .logo {
	color: white
}

.home-refined>footer .copyright {
	display: none
}

body.home-refined>footer .color-stripe {
	display: none
}

body.home-refined>.h-footer-legal {
	min-height: 52px;
	padding: 4px 2%;
	background: #fff;
	color: #252a30;
	display: grid;
	grid-template-columns: minmax(0,1fr) auto auto;
	align-items: center;
	gap: clamp(24px,4vw,70px);
	font-size: 12px
}

body.home-refined>.h-footer-legal .h-footer-copyright {
	white-space: nowrap
}

body.home-refined>.h-footer-legal nav {
	display: flex;
	align-items: center;
	gap: clamp(20px,3vw,48px);
	white-space: nowrap
}

body.home-refined>.h-footer-legal nav a {
	white-space: nowrap
}

body.home-refined>.h-footer-legal .h-footer-brand {
	width: max-content;
	height: 41px;
	display: flex;
	align-items: center;
	justify-content: flex-end;
	gap: 12px;
	color: #f58220;
	font-size: 14px;
	white-space: nowrap
}

body.home-refined>.h-footer-legal .h-footer-brand img {
	display: block;
	width: 72px;
	height: 21px;
	object-fit: contain
}

body.home-refined>.h-footer-legal .h-footer-brand span {
	position: relative;
	padding-left: 22px
}

body.home-refined>.h-footer-legal .h-footer-brand span:before {
	content: '';
	position: absolute;
	left: 0;
	top: -5px;
	bottom: -5px;
	width: 3px;
	background: #f58220;
	transform: skew(-17deg)
}

@media(max-width:1190px) {
	.h-helpful .h-container>div {
		display: flex;
		overflow-x: auto;
		padding-bottom: 12px;
		scroll-snap-type: x mandatory
	}

	.h-helpful a,.h-helpful a:last-child {
		flex: 0 0 176px;
		scroll-snap-align: start
	}

	.home-refined>footer .footer-grid {
		gap: 26px
	}
}

@media(max-width:600px) {
	.h-helpful {
		padding: 30px 0 40px
	}

	.h-helpful .h-container,.home-refined>footer>.wrap {
		width: 86%
	}

	.h-helpful h2 {
		font-size: 22px
	}

	.h-helpful a,.h-helpful a:last-child {
		font-size: 18px;
		padding: 18px;
		height: 151px
	}

	.home-refined>footer {
		padding-top: 28px;
		background-size: auto 100%
	}

	.home-refined>footer .footer-grid {
		display: block;
		padding: 0 0 28px
	}

	.home-refined>footer .footer-grid>div {
		border-color: #ffffff40
	}

	.home-refined>footer .footer-grid .h-footer-toggle {
		color: white;
		font-size: 16px
	}

	.home-refined>footer .footer-grid h4 {
		display: none
	}

	.home-refined>footer .footer-grid a {
		margin: 0;
		padding: 8px 0 12px
	}

	.home-refined>footer .h-footer-contact {
		grid-template-columns: 1fr;
		gap: 16px;
		padding: 18px
	}

	.home-refined>footer .h-footer-contact:before,
	.home-refined>footer .h-footer-contact:after {
		display: none
	}

	.home-refined>footer .h-footer-apps,
	.home-refined>footer .h-footer-social {
		justify-content: flex-start;
		flex-wrap: wrap
	}

	body.home-refined>.h-footer-legal {
		grid-template-columns: 1fr;
		align-items: flex-start;
		gap: 14px;
		padding: 20px 7%;
		font-size: 11px
	}

	body.home-refined>.h-footer-legal nav {
		flex-wrap: wrap;
		gap: 12px 18px
	}

	body.home-refined>.h-footer-legal .h-footer-copyright {
		white-space: normal
	}

	body.home-refined>.h-footer-legal .h-footer-brand {
		justify-content: flex-start
	}

	.home-refined>footer .footer-bottom {
		padding: 15px 0
	}
}

.h-helpful a,.h-helpful a:last-child {
	font-size: 18px
}

.home-refined>footer {
	background-size: 55% auto
}